Theft is a coverage that some home insurance offered as optional, so generally, by signing the policy, must specify that it wants to hire this guarantee. A policy without this option will not cover losses incurred when stealing in the dwelling.

There are two possibilities:

• To secure only the continent, the policy coverage will be lower in cases of theft or attempted theft, as the insurer will pay, at best, only of the damage suffered by the structure of the dwelling ( ceilings, walls, floors, etc.) and not pay any compensation for goods that have been removed. [Read more...]