Banks gradually began to revive the mortgage market at very attractive prices, but these offerings to determine the recruitment of several self-assurance than the price substantially more expensive end of the loan.
One of these conditions is the recruitment of insurance with single premium payment in addition to the total amount of the mortgage. It may be home insurance, life and unemployment, while more traditional forms are the last two.
Normally, you pay the life insurance every year, but in some states force you to pay it all at once, which added to the amount of the mortgage are paying more fees and more interest if you pay for it separately. That is, by adding, for example, pay 5,000 euros a share which is increased by the percentage which represents that amount in credit and at the same time, more amount plus interest payments. This does not happen if paid separately.
