As with all of us, your family must be very dear to you, where all day and night you try to put a smile on the faces of your loved ones. But have you ever thought of a possibility, no matter how painful the incident, one of your family or do you have an illness or accident and you will see that the cost of the hospital and expensive medicines? Do you think you have sufficient resources, whether living in your country or outside, to pay for emergency treatment? What if the conditions leading to a protracted illness and demands money to spend on a regular diagnosis? [Read more...]
Family Medical Insurance
Medical Insurance
Compare the best insurance before choosing a health insurance
Medical insurance is an alternative to public health that have each day with greater acceptance in society. With a public health system increasingly crowded, users looking for immediate, no waiting lists and a more personalized, they would prefer to purchase health insurance. However, it is difficult to make a good decision about which of the more than 30 existing medical insurance best meets our needs.
So we created an innovative and free health insurance comparator with which you can compare your price just 1 minute customized major insurers. Moreover, you can contact a specialist team of advisors will inform you about the differences between the different policies and companies so you can make a good decision. Create your comparison now .
Key aspects for the choice of health insurance
Bear in mind that when choosing among different health insurance, the first step is to define which health care needs you have, what kind of user you are, if you want full coverage or just for certain services. If a person has a managerial positions and is also satisfied with the care they receive from public health to primary care, but to trust their health to a private company for more serious situations, you can choose to only offer insurance for hospital care -if surgery or hospitalization. An example of this type of health insurance would be the case of the policy Asisa Hospital, which ensures financial remuneration for each day of hospitalization. Instead, users who search the only private medical assistance immediately and without waiting lists for general and specialist medicine, may opt for basic policies, which provide primary care, in addition to other coverage, but exclude the hospital or more specialized treatment, such as the Basic Plan for Health Care College Plus or Basic Sanitas policy.
Health Insurance
Compare major insurers before hiring your health insurance
More than 20 health insurance companies in Spain and it is impossible for an ordinary consumer to compare prices and coverage of all of them to make a decision. So we created a Health Insurance Compare Online, which in seconds you can create your customized benchmark among major insurers in the market.
There will also be telephone support from a team of experienced professionals that will clear up any doubt about the different policies, to ensure that health insurance find the best price and coverage for your profile.
Thanks to the comparative health insurance we will send you custom, it will be much easier to make an informed decision about which company and policy is best for you. Bear in mind that many types of medical insurance, depending on the coverages included (hospitalization, specialists, family planning …), geographical (local, national or international) or your age range. However, to simplify the most important differences explain policies grouping two categories.
Health Insurance for people with Down Syndrome

In PREVIGALIA trying to break down the barriers in the insurance world, for the entrance to it of persons with disabilities. The health field may be one of the most problematic when hiring a private insurance policy.
“Every person is different. But in health care, we are all equal ”
In collaboration with Sanitas and Down Spain, we designed SANITAS ACCESSIBLE Syndrome, the first specific health insurance for people with Down syndrome. It is a product with the same coverage that Sanitas offers people without disabilities.
Guests can go freely to all health care providers who need it, go to the best medical centers in Spain and to be served so close and personal physician infield Sanitas. All policyholders of Sanitas Accesible Down syndrome have the same amount of premium, regardless of sex, age or place of residence. Accessible Sanitas has all the necessary coverage for daily medical needs, and also additional services aimed at better health care:
* Direct access to primary medical and all medical specialties for the care of the ears, bones, skin, eyes, allergies, etc..
* Access to preventive health programs, such as coronary risk prevention or early diagnosis of some diseases.
* Psychology.
* Second medical opinion: even if they already obtained a first diagnosis, the patient’s file can be sent to another specialist of international stature for contrast a second opinion in case of serious illness.
* Coverage of death: in case of death of the policyholder, assume the premium Sanitas beneficiaries of the policy for one year.
* Emergency Assistance abroad, in collaboration with Europ Asístanse.
* Service Sanitas 24 hours, a pathway open to any medical consultation.
* Ability to add the option of Sanitas Dental to the policy, to take care of your oral health.
Without health insurance by having AIDS

In May 2002, Jerome Mitchell, a 17-year U.S. knew he had contracted AIDS. The news was devastating, but Mitchell believed he had at least one thing going for him: he had contracted health insurance in his first year in college. However, Fortis, the insurer that the policy was reversed the same after knowing the diagnosis of the young.
Mitchell, who doctors said would not live without treatment for over four years, he thought the cancellation was due to an error that the company would address. But Fortis, now known as Assurant Health, ignored the requests of the young. Mitchell decided to put the matter in the hands of justice and in 2004 a South Carolina judge him right and ordered the insurer to pay $ 15 million (11 million) for canceling the policy wrong. In 2009, the Supreme Court of South Carolina upheld the verdict but reduced the amount to $ 10 million (7,400,000).
Insurance Medical Malpractice

If you are a health service provider, then you need to have malpractice insurance to protect yourself and your practice. Almost all U.S. states require that doctors have malpractice insurance. Even in states that are not required, nearly all physicians have malpractice insurance in order to see patients in a hospital.
Malpractice insurance is available to medical insurance companies medical business or property of another. Many doctors, whether to opt for individual or group practice insurance. Hospitals and health centers that employ doctors often purchase their own malpractice insurance for doctors and covered. However, if a doctor is working for the federal government does not need malpractice insurance, because when you are sued, the plaintiff is effectively what a case against the federal government. This also applies to physicians state employees who receive state coverage. [Read more...]