If you are a health service provider, then you need to have malpractice insurance to protect yourself and your practice. Almost all U.S. states require that doctors have malpractice insurance. Even in states that are not required, nearly all physicians have malpractice insurance in order to see patients in a hospital.

Malpractice insurance is available to medical insurance companies medical business or property of another. Many doctors, whether to opt for individual or group practice insurance. Hospitals and health centers that employ doctors often purchase their own malpractice insurance for doctors and covered. However, if a doctor is working for the federal government does not need malpractice insurance, because when you are sued, the plaintiff is effectively what a case against the federal government. This also applies to physicians state employees who receive state coverage. [Read more...]