Discover what the insurance coverage at the best value for money
The purchase of the house is for most Spanish families the most important investment of a lifetime, so it is vital to properly protect homeowners insurance tailored to the type of home.
In Spain there are more than 15 home insurance companies, making it vital to compare prices and coverage before making a decision. That’s why I recommend you call the 902 515 494 for a specialized consultant to study your case in detail and will prepare a customized benchmark.
A level of information include home insurance that belong to the property insurance industry, ie those where the pacta insurance coverage to property damage. In this sense it is important that, unlike car insurance, housing insurance is only mandatory in the form of fire protection when there is a mortgage in which the security is the building. There is therefore no legal obligation to hire more hedge on housing, although in most cases it is very advisable to extend the coverage against damage caused by the action of water, lightning or theft.
Another important point in relation to home insurance is to set valuation and contents of the house as possible to the real value, and otherwise in case of accident, compensation may not fully cover the damage .
Finally, it should draw attention to the importance of reading the fine print of contracts, to have full knowledge of casuistry that are actually covered, and that the policies of different insurers have significant differences between them, both in the concepts covered as in the amount of compensation.
