The medical insurance industry is no stranger to crisis, but despite that Spain has a public health service, many people still rely on private insurance. Overcrowded waiting lists or the search for a more personalized service are the main reasons why nearly 20% of Spanish private insurance trusts.
But the supply of such services is very wide and the citizen can feel lost at the multitude of insurers and types of coverage they offer, so we detail a series of recommendations to be followed before hiring an insurance:
* Experience of the company in health care: it is important to know whether the insurer has a wide range of doctors and clinics, as well as worldwide assistance and personalized.
* Rate type: choose the one insurer that allows you to adjust the budget to their age, sex, place of residence or the provision of medical consumption. In addition, some insurers offer discounts if a customer is already familiar.
* Coverage: find out about coverage in the Spanish territory and abroad. There are insurers with special coverage such as accidents, transfers, payments for hospitalization, and so on.
* System penalties: some insurance companies penalize the repeated use of medical services offered.
* Dental: There insurance including dental procedures within the policy.
* Period of grace: it is common for medical insurance will not cover certain interventions to a certain period of time. This prevents the customer has the benefit of certain services immediately.
* Customer: how to contact the insurance company is important. Rate information can be found on its website or the ease of telephone contact.
