What is the point comparators insurance?
Obtained by filling a single form rates from several insurers. The insurance quote that you get directly online is free (except of course your usual fee for internet connection).
How do they earn money?
Comparators insurance are paid directly by insurers. They receive a commission when you make an estimate and / or when you purchase a contract through them.
What are the limits of comparators insurance?
1 / Some major players in the insurance industry does not wish, for various reasons, establish partnerships with comparators. You need to bear in mind that making a quotation on a comparator insurance, you get only the rates of partners of the comparator used.
2 / Second limit, you can not learn specific criteria regarding guarantees desired. Explanation: You have the possibility to choose one or the other forms of insurance typically offered by insurance companies. But if you only want to get quotes for all contracts without excess or assistance or 0 kilometers with a good warranty injury, you can not do it. Why is this important? Because once you have completed your form on the comparator chosen insurance, you get a selection of the best rates. As you can not choose your deductible, the most competitive rates that appear are often contracts with high deductibles. (insurers may reduce an insurance premium by increasing the deductible).
3 / Third limit, you can not select the insurers of interest among the partners of the comparator. Why is this important? Because you are not possible to delete an insurer with whom you have broken any business relationship (eg following an unsecured claim compensation or you found inadequate) or simply because one of the insurers not inspire confidence (great rates but conditions too restrictive safeguards, very negative rating)
