In these times of crisis we are experiencing a form of savings for families is important in insurance from $ 248 to $ 1,238 or more per year depending on the total amount that a family spends or spent by any insurance, home, cars , health, etc..
The savings can be much higher for companies, as the annual premium for any insurance that pays a company becomes very important.
In the world of insurance is interesting to seek a second opinion on important aspects such as contract guarantees and the relationship of price based on these guarantees.
Like go to the bank to ask for a good interest rate for us. Or when we go shopping for any type of consumer good prices consulted. In insurance should be equal, in fact many people if you query.
The maximum insurance is quality, or what is the same, that good insurance policy holder that when the claim is well covered.
It is asking a good relationship between the price of insurance and benefits obtained. It is under this premise of lower quality and not performance in coverage, about which we should demand a second take of prices or budgets in other insurer other than that we are, in many cases for many years.
If we discussed this idea with our insurance agent, tell us we do not phlegm, it may be that the price reduction is to reduce the cost of benefits, which service he / her company is special pays, etc… And it may take reason, it is a good insurance-in fact all insurance companies are good and so are market-and that this agent a good service, etc.
But the market is very dynamic, fast, professional and competitive in our country today there are over 50 entities registered in the DGSFP (Directorate General of Insurance and Pension Funds), controlled by this body, with much ability to pay and prestige, and as many agents as mediators representatives of these entities will treat you as your agent possibly present.
Finally they commented on how well that can take if they view their insurance with another insurer:
1. Perhaps your insurer always do a price cut, and then get a saving.
2. It may be that another insurer you low price, then get a saving.
3. Perhaps your insurance company is giving and the best price, if you stay assured that your agent is taking care as always deserve.
