The law does not purchase insurance, however it is strongly recommended to take out. Home insurance is often required by a banker and the loan conditions. An owner may also require the tenant to purchase insurance. In all cases Hyperassur.com recommends taking out a policy of comprehensive home insurance, because this insurance covers many hazards very diverse. The guarantees we find most often are listed below.
Main guarantees of insurance:
* Fire (calculating price guarantee fire can vary depending on location: the guarantee will be more expensive in the south of France)
* Terrorist-terrorism
* Hail storm snow
* Natural Disasters
* Assistance, basic legal protection (covers expenses you will incur to defend yourself in court or have suffered, eg expert fees, lawyer …)
* Personal liability (guaranteed damage you may cause to others)
* Vol broken windows
* Travel-Vacation (the amount of your premium may vary depending on your time of inhabitation)
The comprehensive household insurance does not cover injuries you may cause to yourself in a domestic accident. To cover this damage it is necessary to take out a warranty Accident Life.
