Housing is the most precious of families, the investment in a property covering a mean period of 30 years of payment obligation. Despite this, there are over 9 million households that do not have insurance to cover claims related to household, theft, fire, damage, breakage, damage to the neighbors, and so on. All accidents are fairly common and, according to statistics, every eight seconds produces one
The statistics reflect the enormous disinterest that cause home insurance among families, are unaware of their insurance coverage, the company you have contracted it and even market offers.
Following this, 90% of the insured has not thought about changing entity, an attitude that contrasts with the fact that 43% that pay for coverage you do not need, ie paying more than account. The average price of an insurance policy is between 180-200 per year, but over 40% of the insured pays more than $ 200 not knowing that the price difference between a company and another may involve up to 60% savings.
Despite this, and precisely because of the disinterest in the product, 90% of the holders of such a policy has never arisen change insurer. The crisis facing the country makes many people dispense with household insurance as a form of savings.
The recommendation is to contrast the offers in the market and choosing those policies whose coverage to suit their needs, perform a calculation of what you can afford to have 2 claims a year, a very conservative estimate – to realize that being covered by insurance home, especially in times of economic stringency, it can lead to great savings.
