Property insurance, the procedures in case of disaster – Buy insurance estate is good, but enjoy the best of his interest at the time it’s even better. Each facility has insurance, in addition to those of the Insurance Code, precise rules that each insured must follow if it happens an accident. Knowledge of the first reflex to adopt you will avoid disappointment and help you act effectively after a disaster.
What are the deadlines for notification?
At each reporting period the damage! If the cause of the accident is a natural disaster, the wait can be long. In fact, you should wait until the publication in the official journal of a ministerial order establishing the degree of abnormal or natural agents in causing the accident. It is only from this release it will take a period of 10 days to process your return from your insurer. The deadline for reporting the shortest is 2 days, if you are a victim of theft or attempted theft, we must react quickly to avoid exceeding this limit. The most common claims such as water damage, fire, glass breakage, electrical damage, storm or other damage affecting your property have a period of 5 days. The statement is therefore a key step in case of disaster. But what I know about the content and manner of sending a file?
Statement of Claim: the essential knowledge
In terms of form, the Insurance Code gives complete freedom to insurers and policyholders. The key is to think of sending your return by registered letter with acknowledgment of receipt. If you used a broker or agent for the sale of your contract, it is best to send him a copy of your claim. This precaution also applies to a tenant who will send a copy to his owner. Similarly, if you own and the damage reached the common areas of your home, shipping a copy of your claim to the trustee managing your property is essential. For some accidents such as water damage, there is an accident report prepared by the insurance companies and that the parties have just completed.
