Your investment will guarantee a technical interest, which is reviewed at 3.5 years or 10 years. In addition, during the first year that initial capital will be paid to the beneficiary in case of death. For subsequent years, you choose how to allocate capital for life insurance, which can be 105%, 85% or 75%.

This insurance may be hired by people between 55 and 90 years and can apply online.

When you get the date specified in the policy, you will begin to receive a pension, and may do so at your convenience, monthly, quarterly, semiannual or annual.

You may withdraw your investment only after the first year, but with the following limits:

* Up Capital of death (75%, 85% or 105%).
* 100% if done at the time of revision of interest rate (at 3, 5 or 10 years).
* The value of the insurance market, if done outside the time of revision of rates.

In other words, it has very limited liquidity, and the chances are low that it can recover the interest generated.