Critical economic and financial education

Have you ever wondered where your money goes or what is happening on Wall Street, which makes the stock market so dangerous? Do you think that the superior people and corporations in the stock market is suffering as the average of ordinary people outside looking for the cheap seats?

The biggest reason companies and individuals up on Wall Street are not suffering like the rest of us will be surprised! There are decisions made behind closed doors, every day that the public knows nothing and the people at the top are making enormous wealth of these decisions.

You are being deliberately and strategically lied about the money for “certain organizations” and is costing a fortune and it could cost you your future!

In fact, there are five “secrets” that are taking place at government level that are directly or indirectly to the achievement of their money and their future! These five “secrets” to explain exactly why, in the years 2011 to 2013, economic forecasters worldwide trends are waiting:
1) Real estate values ??continue to fall by at least 20-30%.
2) The stock market in the United States to leave at least 50 – 80%.
3) The value of U.S. dollar to continue to drop until it becomes daily in value.
4) The United States dollar are no longer the currency of world trade.
5) The rising unemployment rates, the “Great Depression” levels, of at least 35%.
6) the economy of hyperinflation. [Read more...]

The Subject Of Education

EducationOne issue that is a basis for all Financial Needs Analysis that I do with every person I meet has to do with what parents think about education.

When the talk comes to the track, usually tend to talk about the importance means for the college education they want for their children, there are some that are very clear about what they want as an institution, many other intuit what they would like it, some seen as something that is important but far, there are even some who are planning to enter the item once your children show you really want to study this phase. We live thinking that children should consider a career because it will give them tools to succeed.

Have the interest or concern for university education is very good though it might only be considered a partial need. The education of a child is hard not only in college , requires a financial input from primary , even today from the kindergarten.

Let me explain better, I have in front of my information from a family whose son is 3 years, [Read more...]

Six things you should know about insurance education

insurance education Able to support the education of children is a major concern of parents.

Many wonder will I be there when you get to college? Will I be able to finance their studies? Fortunately there are alternatives to savings and insurance protection in allowing us to take care of the situation today, whatever it is, in the future.

This is insurance education, which are designed to be generating a specific savings, known as sum insured, which is delivered to the recipient (the daughter or son) to clear his studies when he turns 15, 18 or 22 years, according hired to plan.

If you arrive before the delivery date the parent or guardian who has contracted the protection dies or suffers a disability that prevents him from continuing to work and settle the payments, the insurance covers and delivered the agreed quantity are met the term.

As a long term contract and for a purpose as important as education, many people have doubts hire. Here we solve some of the most common: [Read more...]

What is a Security Education?

Security Education Like other insurance, is between an individual and an insurance company providing the service. When hiring, you must pay a monthly, quarterly, semi-annually for a period ranging from 15 to 22 years, which is specified in the contract.

What I offer insurance education is supported through a savings plan to cover college-education-mainly because, according to data from INEGI, the population with higher education is only 13.6% of the total, compared with studies that have core, reaching a rate of 43.7%.

Educational insurance works like any life insurance with a savings fund and must be registered with the National Insurance and Finance, in accordance with Article 36 B of the General Corporation Law and Insurance Mutual.

This type of insurance you can hire at birth and charge the lowest age at which revenue is estimated to pursue their studies at the university of your choice as a parent or guardian, taking into account your income.
Sometimes, it is also necessary to choose a career or area of ??the profession (social, administrative, technical, medical, etc..) To define the sum insured, even if the child eventually will be making decision to study or not and what career you want. [Read more...]

Investment Insurance

Investment Insurance

Investment insurance products are ideal to use for most savers to save his money and keep away from the dangers of the market.

Remove profitability

Normally, if we want to get a good return on our savings products need to hire that impose long delays, tying up our money for a substantial amount of time. However, to obtain an attractive return is not always necessary to tie ourselves to a long-term investment. Spanish Insurers have new products that customers can save with all the guarantees, enjoy a great interest within one year. We’re talking about investment insurance, a more economical product that used to put their money safe and keep away from market swings.

[Read more...]

Fire Insurance

Fire Insurance

A fire insurance policy is often more engaged and that covers the insured for any eventuality that could damage the property as a direct or indirect fire.

What is the fire insurance?

Buying a home is undoubtedly one of the most significant investments in the life of a person. Within it, we live part of our best moments and store memories, memories and objects of value that we acquire throughout our lives. Live peacefully with any unforeseen in our home, not only depends on us. There are thousands of accidents occurring within the domestic habit. For that reason, the moment you acquire a home, quite right secured to prevent any unforeseen. As an example, having a fire insurance policy is often more engaged and that covers the insured for any eventuality that could damage the property as a direct or indirect fire.

[Read more...]